Here’s a description from the photographer, PayPaul:

Charlie Swan (Sheen) may have caught his break with a retelling of the hit series he was fired from. It takes place in an up and coming hamlet of Brooklyn known as Sheepshead Bay. However, Charlie still can’t keep his head above water and is always diving down low.

Um. Okay. Cool.

Telling Tips is a series of articles from local experts to help you save money, make better decisions and plan for a better future.

A client came to us recently in our Brooklyn office.  She was being sued by Mel S. Harris & Associates, a collection law firm in New York. Her bank account (actually her husband’s bank account) was frozen. The story is all too familiar.

She never received any summons and complaint. She never received any Notice of Motion for Default Judgment (which is an action a creditor takes in Court when you don’t respond to a summons and complaint in New York). She received no court papers at all. She wasn’t even aware that any debt existed under her name. All she knew was that she could no longer access her husband’s account, which had thousands of dollars in it.

We were able to unfreeze the account and have the case dismissed in less than 48 hours. That doesn’t guarantee that the same result will happen in each and every case. In fact, its an aberration in some respects. The lawyers there, after we showed them proof that our client did not live at the address where she was allegedly served, were quite courteous and did the right thing.  However, I need to stress that if your account is frozen in New York by a credit collector, the last thing you should do is call them immediately and try and settle the debt.

Keep reading to find out what you should do.

Chuck Schumer in the 1960s, competing for James Madison High School on the It's Academic television quiz show.

U.S. Senator Charles Schumer is keeping busy with important national business these days. Just this week, he has demanded an investigation into possible gas price fixing by oil companies, suggested a ban on rental car companies using recalled vehicles, and is pushing the FDA to roll out a notification system to preserve access to life-saving medications. But, perhaps most important of all, the Sheepshead-bred pol is making the case to NBC to bring back the television show Law & Order to New York City. We think he needs to take it one step further – Law & Order: Sheepshead Bay.

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One person’s junk is another person’s treasure, right? Well, there will be a lot of junk and a lot of potential treasure available tomorrow, June 4, when the Madison-Marine-Homecrest Civic Association cobbles together 15 to 20 garage sales worth of stuff into one location: the Neighborhood Yard Sale at King’s Chapel.

The event is the second annual fundraiser for the Mary Powell Award, a cash gift given to a local eighth grade student that demonstrates a commitment to civic duty through volunteering in the school or community. The award is in memory of their long-time president Mary Powell, who passed away in February 2010.

There might still be tables left, too, so if you want to offload some of the stuff you’ve had laying around your house, let the civic know you are interested by calling Pat at (718) 627-3335, or Joe at (718) 382-0812.

The yard sale kicks off tomorrow at 9:00 a.m. and ends at 2:30 p.m., at King’s Chapel on Quentin Road and East 27th Street.

The old sign.

Roy’s Sheepshead Bicycle Shop (2679 Coney Island Avenue) put up a new sign recently, giving a more modern look to the longtime storefront, which first opened in 1931.

News like this is always mixed in my book. On the one hand, investments like this mean the business owner is looking to stay around a while longer – and with a staple like Roy’s, that’s a great thing. On the other hand, Roy’s old sign was an awesome relic of a bygone era, and had a lot of kitsch value.

Regardless, with bike lanes installed and public attitudes shifting, we stand at the dawn of a new bicycle era, and Roy’s Sheepshead Bicycle Shop – one of the city’s oldest and most respected cycling establishments – is retooling to fit the times. Good for them.

By the way, Robert Fernandez, who took the photo, pointed out that some of the trappings of the old school Roy’s remains. And we hope they keep it that way.

Click to enlarge

It appears we’ve had a steep drop in Grand Larceny Auto lately. Seems the Midnight Conditions Unit is doing its job.

CompStat reports are produced by the New York Police Department on a weekly basis. We summarize the week’s statistics for the 61st Precinct reports every Friday. The 61st Precinct is the police command responsible for Sheepshead Bay, Gravesend, Kings Highway, Homecrest, Madison, Manhattan Beach, and Gerritsen Beach.

Photo by Erica Sherman.

THE COMMUTE: Transit ridership reached an all time high shortly after World War II. It has been declining since then, especially after fare increases and during downturns in the economy with a few exceptions. The reasons are many, most importantly the rise in use of the automobile and the building of highways, while transit elevated lines were ripped down without subway replacements. The buses replacing the elevated lines and trolleys were slower and less attractive.

The downward trend was temporarily reversed with the introduction of MetroCard Gold in 1997, which eliminated what was considered two-fare zones, allowing free transfers between subways and buses. This made bus service much more attractive for shorter trips where a subway was also involved, because it essentially cut the transit fare in half. As a result, bus patronage rose 30 percent, sparking the purchasing of additional buses and increased service for a time. Other factors for increased transit ridership at that time were new equipment and better maintenance of the infrastructure.

However, with the recent recession, transit ridership has once again begun to decline and so have service levels. As we have begun to emerge from the recession, a new disturbing and baffling trend is emerging. Subway ridership is beginning to increase again. However, bus ridership is continuing to decline. The Wall Street Journal recently discussed this. For those without a Wall Street Journal subscription, the full text of the article is posted on BusChat.

Keep reading for the reasons we believe bus ridership is declining.

New York City Comptroller John Liu again made a visit to our neighborhood, this time to speak before Community Board 15 on Tuesday about budget issues, fiscal efficiency and to hear out neighborhood concerns about city spending. In doing so, the visibly exhausted comptroller took a shot at dispelling popular myths about public pension plans and pension padding, among other topics.

“It’s not an easy time to be the CFO of anything, let alone the City of New York,” the comptroller said. “My priorities have been to find the waste – and there still is a fair amount of waste in city government – and root out the fraud and abuse that unfortunately has continued to occur in some quarters,” returning that money to be used towards important government programs.

Keep reading for highlights from Liu’s appearance.

It looks like we weren’t the only ones disappointed with State Senator Marty Golden’s attempt to take away what little marriage rights gay couples have in New York State. His attempt to halt the state’s practice of recognizing out-of-state gay marriages is bringing ire from residents, seizing on the pol’s claim that constituents “don’t give a rat’s ass about social issues.”

So they’re protesting in front of his office.

An anonymous blog titled “What Senator Golden Says” is promoting a rally for gay rights in front of Golden’s office (7408 5th Avenue) on Monday, June 6 at 6:30 p.m. According to the site:

Not only does Senator Golden vehemently oppose marriage equality, he now wants to TAKE AWAY RIGHTS WE CURRENTLY HAVE and stop New York State from recognizing same-sex marriages that were performed outside of New York.

Golden boldly told reporters that the people in his district “don’t give a rat’s ass about social issues.”

Come down and let him know how you feel!!

The protest apparently has the support of a number of local Democratic clubs, including Bay Ridge Democrats, Central Brooklyn Independent Democrats, Lambda Independent Democrats and the New Kings Democrats. Notably absent from the list? Sheepshead Bay’s only two local clubs: Kings Highway Democrats and Thomas Jefferson Democratic Club. The former endorsed Golden back in 2002. The latter is State Senator Carl Kruger’s club, the only other Brooklyn state senator that voted against gay rights.