Source: Assemblyman Cymbrowitz’ Office

Assemblyman Steven Cymbrowitz co-sponsored a couple of bills designed to protect residents from shady insurers (A.2287) as well as require insurance companies to cut through the red tape when processing storm damage claims (A.1092), according to a press release sent out by his office.

Cymbrowitz wants to create a Homeowners Bill of Rights (A.2287), which would require insurers to provide those who own their own homes with easy-to-understand documents clearly stating what exactly their insurance covers, how and when to file a claim, and where to obtain coverage in the case of an emergency.

“It is imperative that homeowners know their rights and aren’t left out in the cold without the necessary insurance coverage they need to rebuild their lives,” Cymbrowitz said.

The purpose behind the other bill (A.1092) is to create a new set of requirements that ensure speedier responses from insurers to residents who are filing claims in the aftermath of a major disaster, such as Superstorm Sandy.

“People can’t wait forever to get their lives back to normal,” Cymbrowitz said in the release. “There has to be an industry standard in processing claims so that people know what to expect and insurers can be held accountable for their actions.”

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  • BrooklynBus

    How about them disclosing the terms before you purchase? I had no idea tat personal possessions in the basement were excluded from contents coverage (except for washer, dryer, and stand alone freezer) until I filed a claim. And when the adjuster came over, I was told that the washer and dryer were not even covered. He admitted his mistake and promised to pay but didn’t. I filed a supplemental claim.

    That exclusion is ridiculous besides, because the basement is the most likely to flood and coverage is not even offered as a rider.